The best investment you can make is in yourself.

– Warren Buffett

This sentence takes on its true meaning when it comes to planning an investment strategy. However, saving and investing requires a well-integrated habit and hardened discipline to maintain our long-term goals. How to go about it? How much to invest? When to start? Why save? How much money do I need? These are all legitimate questions when it comes to planning an investment strategy.

At Stratèges Gestion De Patrimoine, we offer complete and comprehensive management to guide you towards achieving your financial goals. Whether it’s buying a property, planning your retirement, or establishing an emergency fund, our team has the market experience and necessary skills to build diversified and optimized portfolios according to your investor profile, while considering the tax impact.

The best investment you can make is in yourself.

– Warren Buffett

This sentence takes on its true meaning when it comes to planning an investment strategy. However, saving and investing requires a well-integrated habit and hardened discipline to maintain our long-term goals. How to go about it? How much to invest? When to start? Why save? How much money do I need? These are all legitimate questions when it comes to planning an investment strategy.

At Stratèges Gestion De Patrimoine, we offer complete and comprehensive management to guide you towards achieving your financial goals. Whether it’s buying a property, planning your retirement, or establishing an emergency fund, our team has the market experience and necessary skills to build diversified and optimized portfolios according to your investor profile, while considering the tax impact.

ADVANTAGES OF MUTUAL FUNDS

Diversification: a mutual fund may hold more securities than most independent investors can afford, which directly helps reduce the effects of market volatility on returns and spreads risk.

Professional management: the capital invested in a mutual fund is managed by specialists who have the expertise to make daily decisions based on sophisticated software, extensive research, market analysis and their own experience.

Choice: mutual funds offer a wide variety of funds, which is why the advisors have great latitude in finding those that best meet the investment objectives of their clients.

Flexibility: switching from one fund to another is very easy while the needs and goals of investors change.

Liquidity: as a rule, mutual fund units can be bought and sold on any business day, giving investors the opportunity to have easy access to their capital.

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ADVANTAGES OF MUTUAL FUNDS

Diversification: a mutual fund may hold more securities than most independent investors can afford, which directly helps reduce the effects of market volatility on returns and spreads risk.

Professional management: the capital invested in a mutual fund is managed by specialists who have the expertise to make daily decisions based on sophisticated software, extensive research, market analysis and their own experience.

Choice: mutual funds offer a wide variety of funds, which is why the advisors have great latitude in finding those that best meet the investment objectives of their clients.

Flexibility: switching from one fund to another is very easy while the needs and goals of investors change.

Liquidity: as a rule, mutual fund units can be bought and sold on any business day, giving investors the opportunity to have easy access to their capital.

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ADVANTAGES OF SEGREGATED FUNDS

Transfer of wealth: it is possible to designate a beneficiary. Upon death, if a beneficiary has been designated other than the estate, the capital will be paid directly to the beneficiary, thus avoiding probate.

Additional protection: provides for a maturity and death benefit guarantees. The percentage of these guarantees can vary between 75% and 100% of the invested capital, depending on the guarantee option that is chosen.

Growth & flexibility: certain types of segregated funds may include reset options. To keep up with the increase in the market value of the portfolio, resetting increases the collateral values ​​to a certain percentage of the market value.

Protection from creditors: in the event of legal action or bankruptcy, segregated fund investments may be protected from creditors, provided that a family member is named as beneficiary.

Privacy protection: a segregated fund contract with beneficiary designation is not part of the estate, and therefore, the proceeds are paid directly to beneficiaries quickly and confidentially. It is not incorporated into the will which, once probated, becomes accessible to the public in the given province.

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ADVANTAGES OF SEGREGATED FUNDS

Transfer of wealth: it is possible to designate a beneficiary. Upon death, if a beneficiary has been designated other than the estate, the capital will be paid directly to the beneficiary, thus avoiding probate.

Additional protection: provides for a maturity and death benefit guarantees. The percentage of these guarantees can vary between 75% and 100% of the invested capital, depending on the guarantee option that is chosen.

Growth & flexibility: certain types of segregated funds may include reset options. To keep up with the increase in the market value of the portfolio, resetting increases the collateral values ​​to a certain percentage of the market value.

Protection from creditors: in the event of legal action or bankruptcy, segregated fund investments may be protected from creditors, provided that a family member is named as beneficiary.

Privacy protection: a segregated fund contract with beneficiary designation is not part of the estate, and therefore, the proceeds are paid directly to beneficiaries quickly and confidentially. It is not incorporated into the will which, once probated, becomes accessible to the public in the given province.

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PRODUCTS

Each investment vehicle is distinct and has a specific objective.

RRSP: registered retirement savings plan
TFSA: tax-free savings account
GIC: guaranteed investment certificate
RESP: registered education savings plan
RDSP: registered disability savings plan
LIRA: locked-in retirement account
RRIF: registered retirement income fund
IPP: individual pension plan
Life annuity
Non-registered plan

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PRODUCTS

Each investment vehicle is distinct and has a specific objective.

RRSP: registered retirement savings plan
TFSA: tax-free savings account
GIC: guaranteed investment certificate
RESP: registered education savings plan
RDSP: registered disability savings plan
LIRA: locked-in retirement account
RRIF: registered retirement income fund
IPP: individual pension plan
Life annuity
Non-registered plan

Contact us

OUR SATISFIED CLIENTS

“I’m self-employed, and Alexe has been very helpful in organizing and planning my investments, as well as choosing insurance that suits my needs. She is professional, dedicated and offers personalized service. I am completely satisfied with the service I received and I recommend Stratèges Gestion de Patrimoine without hesitation.”

Nadia Martin, speech therapist

“I’m proud to provide my testimonial of a professional relationship of several years and my gratitude for the judicious and accurate advice in the management of my investment portfolio; a confidence that has developed over the years and shows a promising future.”

Claude Lapierre CPA,CA, Premier Vice-President, Finance & Technologies, Fleury-Michon Amérique

“I highly recommend Alexe Audet as a financial advisor. She listens to her clients and their needs. She performs regular follow-ups in order to best meet the financial needs of her clients. She is very organized and takes the time to fully explain the various financial concepts to maximize her clients’ understanding.”

Alexandra Gratton, chiropractor

DISCOVER OUR OTHER SERVICES

Stratèges Gestion De Patrimoine specializes in five main areas of financial security. Discover each of them!